Skip to content

Business Van Leasing

A fixed monthly cost, then hand the van back.

Business van leasing (an operating lease / contract hire) gives your company a van for a fixed monthly cost over an agreed term and mileage. At the end you simply hand it back — no resale, no depreciation risk.

  • check Free, no-obligation quote — apply in seconds
  • check A soft check that won’t affect your credit score
  • check Find your own van, or we’ll source it for you
  • check Limited-company specialists — used or new
  • check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

timer

Get Your FREE, No-Obligation Quote

Complete the Form. Receive Fast Approval. Get Funded

Step 1 of 5 · Your details20%
Step 1 of 5: Your details
person
mail
call

We use Companies House to do the heavy lifting.

Apply in 60 seconds. It won’t affect your credit score.
thumb_up
A better chance of a yes We match your business to the lenders most likely to help
task_alt
Soft credit check No impact on your credit score
bolt
Quick decisions A fast, no-obligation answer
local_shipping
Any van, any brand We finance what your business needs

What business van leasing is, in plain English

You agree a term (often 2–4 years) and an annual mileage. You pay a fixed monthly rental and use the van for the contract. At the end you return it; you never own it and you don’t carry the resale risk. Maintenance packages can be bundled in for a predictable all-in cost.

Because it’s priced on use rather than the whole vehicle, leasing usually has the lowest monthly of the options — but mileage and condition matter.

Mileage and condition

  • Mileage: you set an estimated annual mileage; going over incurs a per-mile excess charge, so estimate honestly.
  • Condition: fair-wear-and-tear applies on return; damage beyond that is chargeable.
  • VAT: VAT-registered companies can usually reclaim 100% of the VAT on a commercial-vehicle lease rental.
  • Accounting: rentals are typically an operating expense — simple and predictable.

Who leasing suits

Leasing fits companies that want predictable costs, like to refresh vans every few years, and have a reasonably stable annual mileage. It’s less suited to very high-mileage operators or those who want to own the van — for those, hire purchase is usually better.

✓ Upsides

  • Usually the lowest monthly cost of the options.
  • No depreciation or resale risk — just hand it back.
  • Reclaim VAT on the rentals; rentals are typically allowable.
  • Optional maintenance for a fixed all-in monthly.

• Things to weigh up

  • You never own the van.
  • Mileage limits apply, with excess-mileage charges.
  • Damage beyond fair wear and tear is chargeable at return.

We’ll Help You Every Step of the Way

Follow the simple 3 step process to finance your business today.

Once you have completed the first step, we will arrange a call to answer any more detailed questions you may have and move quickly through steps two and three to get your financial requirements successfully approved.

Get My FREE Quote
  1. 01

    Complete the Form

    Complete the simple form below and apply online for the amount you need to grow your business

  2. 02

    Receive Fast Approval

    We will process your application and aim to get you approved for your desired amount in 24 – 48 hours

  3. 03

    Get Funded

    Congratulations! Now you’ve been approved, you can acquire the assets you require to grow.

Get a straight answer for your company

Tell us what you need to finance and we’ll tell you what’s possible across a panel of trusted UK lenders and used van providers.

Get FREE Quote
FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

Frequently asked questions

What if I go over my mileage?
You’ll pay a pre-agreed excess charge per mile over the contracted total. It’s best to estimate your mileage realistically up front; we’ll help you pick a sensible band.
Can I lease a used van?
Yes — used and ex-fleet leasing is available and can be very cost-effective. Availability varies; tell us what you need and we’ll check the panel.
Does my limited company own the van?
No. Leasing is use-and-return: you have full use during the term, then hand the van back. If owning matters, consider hire purchase or a finance lease.

Other finance options

Helpful guides

Ready when you are

Get FREE Quote