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Van Finance With No Accounts

Van finance before your first accounts are filed.

No filed accounts yet — because you’re new, or your first year-end hasn’t passed? That alone doesn’t stop you. Lenders can assess the director and the deal instead.

  • check Free, no-obligation quote — apply in seconds
  • check A soft check that won’t affect your credit score
  • check Find your own van, or we’ll source it for you
  • check Limited-company specialists — used or new
  • check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

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We use Companies House to do the heavy lifting.

Apply in 60 seconds. It won’t affect your credit score.
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A better chance of a yes We match your business to the lenders most likely to help
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Soft credit check No impact on your credit score
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Quick decisions A fast, no-obligation answer
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Any van, any brand We finance what your business needs

Assessing a company without accounts

When there are no accounts to read, specialist lenders look at the director’s credit and experience, bank statements, the deposit and the van as security. Many of our panel are comfortable lending on this basis.

What to have ready

  • Director ID and proof of address.
  • Recent business bank statements if you have them.
  • A view of expected turnover.
  • A deposit if your profile is thin.

We’ll Help You Every Step of the Way

Follow the simple 3 step process to finance your business today.

Once you have completed the first step, we will arrange a call to answer any more detailed questions you may have and move quickly through steps two and three to get your financial requirements successfully approved.

Get My FREE Quote
  1. 01

    Complete the Form

    Complete the simple form below and apply online for the amount you need to grow your business

  2. 02

    Receive Fast Approval

    We will process your application and aim to get you approved for your desired amount in 24 – 48 hours

  3. 03

    Get Funded

    Congratulations! Now you’ve been approved, you can acquire the assets you require to grow.

Get a straight answer for your company

Tell us what you need to finance and we’ll tell you what’s possible across a panel of trusted UK lenders and used van providers.

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FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

Frequently asked questions

Can I finance a van before my first accounts are filed?
Often yes — see also new limited company finance. The director and the van usually carry the deal. Subject to status.
What documents do you need?
Usually director ID, proof of address and any bank statements. Our documents guide has the full list.

Related situations

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