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Guide

Documents a Limited Company Needs

Having the right paperwork ready turns a slow application into a quick yes. Here’s the practical checklist for a limited company applying for used van finance.

calendar_today Published 15 June 2026 schedule 2 min read verified Reviewed by our finance team
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The usual checklist

  • Company details (we pull most from Companies House automatically).
  • Director ID — driving licence or passport.
  • Proof of address for the director.
  • Recent business bank statements (commonly 3 months).
  • Details of the van — price, age, mileage, and the dealer.

Sometimes also needed

  • Proof of trading or recent invoices for newer companies.
  • A deposit if the file is thin or the van is older.
  • A director’s guarantee for newer companies.

How to speed up the decision

Give accurate company and director details so we match the right lender first time, have statements to hand, and tell us up front about anything unusual (adverse credit, a Cat S/N van). It saves needless declines and gets you a straight answer faster.

This is general information, not financial or tax advice. Tax treatment depends on your individual circumstances and may change. Always confirm your position with a qualified accountant before making a decision. Van finance is subject to status and eligibility.

Ready to see real figures for your company?

Get a free, no-obligation quote across a panel of trusted UK lenders — a soft check that won’t affect your credit score. Subject to status.

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Frequently asked questions

How many bank statements do I need?
Commonly the last three months, though it varies by lender and case. Have them ready to speed things up.
Do I need filed accounts?
Not always — newer companies can be assessed on the director and the deal. See van finance with no accounts.
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